Learning About Finance Topics

  • Three Situations When A Payday Loan May Be A Good Idea

    29 June 2016

    If you are short of cash until your next paycheck, the option of getting a short-term loan from a payday lender is available to most people. Of course, you should not borrow money without a good reason, but the following are three situations when a cash advance may make sense. You will incur a late fee If you have a rent payment or other type of financial obligation that may incur a late fee, the value of a payday loan is a straightforward calculation.

  • Need Money? 4 Reasons Why Signature Loans Are Smarter Than Short-Term Loans

    15 June 2016

    When you need money for an emergency or unforeseen expense, you may think that your only choice is to go get a short-term loan. While short-term loans serve a purpose, you have another option, especially if you have decent credit. Both a signature loan and short-term loan will get you the money you need without requiring you to put up collateral to secure the loan. However, there are major differences between them.

  • 3 Smart Ways To Use A Home Equity Loan

    15 June 2016

    If you own a home, and you have paid off a percentage of your mortgage, you may be eligible for a home equity loan. A home equity loan is designed so that you can borrow against the difference of your home's current market value and the amount you still owe on your mortgage. As an example, if your home is worth $100,000 and you still owe $30,000 in mortgage payments, you have built up $70,000 in equity in your home that you can borrow against.

  • 4 Tips For Selling Gold Coins

    22 April 2016

    If you have gold coins at home, whether just a few different coins or a collection of them, they might be worth something. You have many options for selling them, but there are some things you need to do first. Separate the Coins Into Sets The first thing you need to do is gather all your coins and try to put them into sets. Even if you don't have complete sets, this is a good way to organize them.