Learning About Finance Topics

  • Bad Credit & Broke? How An FHA Loan Can Secure You A Mortgage

    20 July 2016

    Buying a home is something that every working American should be able to do. It gives people a stable environment to raise a family, and it can save money in the long run since mortgage payments tend to be less than rent payments. Why aren't more people buying homes? Two major reasons include bad credit and being unable to afford a down payment. If your credit isn't great and you can't afford much of a down payment, learn about how an FHA loan can help.

  • How To Improve Your Chances Of Being Approved For A Loan

    19 July 2016

    If you foresee yourself needing a loan in the near future, you are going to want to make sure that you are increasing your odds of being approved for it. To help you do that, you will want to consider the following suggestions. Quickly Reduce Your Debt While it might be too difficult to pay off your massive debts, such as a car note or the mortgage on the house, you can work on paying off small unsecured personal bank loans or credit cards.

  • A Guide To Surety Bail Bonds

    14 July 2016

    If you have been approached to take out a surety bond on someone else's behalf, you may be wondering what this entails. Here is a guide to surety bonds for potential applicants.  They Are Typically Applied For By the Payer Surety bonds allow a third party (such as a family member or a close friend) to take responsibility for someone else's bail. Unlike many other types of bail bonds, a surety bond is typically applied for by the person who would be responsible for paying, rather than the person who is up for bail.

  • Three Reasons To Hire A Forensic Accountant To Assist With Your Divorce

    4 July 2016

    Divorce is a complex and emotional process. The joining of two lives that took years must be undone in a short amount of time. If a house or any other real property is owned by the couple, the property must be disposed of through a sale or deed to one of the parties. Household items must be divided up and moved to new homes. Accounts must be split, mail must be forwarded and tangible assets must be divided evenly.

  • 4 Situations When You Should Refinance Your Auto Loan

    30 June 2016

    If you own a vehicle, you may be required to make monthly payments on it. Most car owners are required to take out an auto loan in order to make the purchase. It's not uncommon for you to not be granted the lowest interest rate when securing a loan. However, you may want to refinance your vehicle to obtain a lower rate. By knowing when it's in your best interest to consider refinancing your loan, this may be helpful to you.

  • Protect Your Assets: 3 Steps To Secure Your Commercial Bank Accounts

    30 June 2016

    If you own a business, your banking information is a valuable target for hackers and identity thieves. With access to your commercial banking information, criminals could destroy your business and your finances. Luckily, there are some things you can do to protect your commercial bank account. Here are four simple steps you can take to prevent your commercial bank account from being compromised by criminals. Protect Your Wire Transfers If your business utilizes wire transfers, you need to make sure that the process safeguarded against fraud.

  • Three Situations When A Payday Loan May Be A Good Idea

    29 June 2016

    If you are short of cash until your next paycheck, the option of getting a short-term loan from a payday lender is available to most people. Of course, you should not borrow money without a good reason, but the following are three situations when a cash advance may make sense. You will incur a late fee If you have a rent payment or other type of financial obligation that may incur a late fee, the value of a payday loan is a straightforward calculation.