15 June 2016
When you need money for an emergency or unforeseen expense, you may think that your only choice is to go get a short-term loan. While short-term loans serve a purpose, you have another option, especially if you have decent credit. Both a signature loan and short-term loan will get you the money you need without requiring you to put up collateral to secure the loan. However, there are major differences between them.
15 June 2016
If you own a home, and you have paid off a percentage of your mortgage, you may be eligible for a home equity loan. A home equity loan is designed so that you can borrow against the difference of your home's current market value and the amount you still owe on your mortgage. As an example, if your home is worth $100,000 and you still owe $30,000 in mortgage payments, you have built up $70,000 in equity in your home that you can borrow against.
22 April 2016
If you have gold coins at home, whether just a few different coins or a collection of them, they might be worth something. You have many options for selling them, but there are some things you need to do first. Separate the Coins Into Sets The first thing you need to do is gather all your coins and try to put them into sets. Even if you don't have complete sets, this is a good way to organize them.