Learning About Finance Topics

  • Rare Coin Dealer

    18 November 2020

    Many people are strapped for cash. Tight budgets often lead to working additional hours if extra work is available. Finding an adequate main or an additional side job takes time and some industries that individuals once worked in have dried up. Many people have turned to other forms of work and are considering remote jobs. Several months spent not working or working less may have resulted in larger credit card balances or personal loan balances that are due.

  • Factors to Consider When Choosing Your Investments

    9 July 2020

    If you are going into the investing world for the first time, you may be wondering what to do about where to invest and how much to invest in certain things. There are many factors to consider when you are choosing your initial investments. Get to know some of these factors you should be considering in your investment endeavors. Then, you can be sure you are doing what is best for your financial future when you make those first few investments.

  • Marrying Someone With Bad Credit? How To Minimize The Impact

    9 January 2020

    Two people who decide to get married are starting a new chapter as a family unit — one with new legal rights and responsibilities. But what happens when your new spouse brings with them a poor credit history? How can you help minimize the potential damage to your own credit and your shared finances? Here are a few key steps to take. 1. Protect Your Own Score The good news is that your own credit score will be unaffected by your spouse's so long as you don't take on credit jointly.

  • 4 Reasons Not To Avoid Taxes After Your Spouse Dies

    24 October 2019

    Have you found yourself avoiding the unwelcome task of filing your income tax returns after the death of your spouse? This is a common problem, and many family members who have lost their partner suffer the same anxiety and discomfort. But while it may be a challenge, there are many reasons to tackle the job of filing. Here are just four of the most important: 1. You Might Get a Refund.

  • Should You Be Making Estimated Tax Payments? How To Know

    4 September 2019

    No one enjoys paying income taxes, but for most Americans the process is nearly invisible when those tax payments are taken from one's weekly paycheck. However, certain individuals and entities may need to contend with a different type of tax payment: estimated taxes. What are estimated taxes and who might need to pay them? Here are a few answers. What Are Estimated Taxes? Estimated taxes are simply payments made throughout the year in order to satisfy your expected tax debt for that year.

  • Key Reasons To Consider Video Banking Services For Your Bank

    3 July 2019

    As the owner of a smaller local bank, you may be looking for ways to give your bank an edge against some of the larger national banks in your area. One thing you may be considering is the possibility of offering video banking services for your customers. Here are a few things that you should know as you are trying to decide if video banking is a worthwhile investment. Video Banking Makes Your Customers Happy

  • 3 Great Insights To Consider When Carrying Out A Company Merger

    22 April 2019

    Sometimes the best thing you can do from a strategic standpoint of running a company is merging with another company. It gives you access to more assets and talent. To ensure this company merger goes according to plan, consider these tips.  Check Financial Health of Other Company Before you pursue a merger with another company, it's smart to check out their financial health. After all, you want to make sure you're partnering with a company that can, in fact, benefit you from a financial standpoint.

  • FAQ About Speeding Tickets & Jail

    14 February 2019

    Getting comfortable with driving a vehicle sometimes leads to you speeding without even realizing that it is happening. It is very important to glance down at the speedometer every now and then to ensure that you are not speeding. If you were in such a situation and was issued a speeding ticket, paying it on time should be one of your top priorities. If you disagree with the ticket, there should have automatically been a court date set so you can contest it in front of a judge.

  • Selling Your Gold: Karats, Weight, And Market Trends

    10 August 2016

    When you have a bunch of old, broken gold jewelry just sitting in a drawer, you may want to consider selling that gold instead. When times are tight in the economy, gold prices tend to rise. If you are looking for ways to earn some extra cash, you can sell gold coins, old jewelry, and even dental gold to a buyer who deals in gold. This is because gold is ultimately recyclable and can be melted down over and over to create new pieces of jewelry, coinage, or whatever else the artisan comes up with.

  • 3 Questions You Should Ask About Your New Installment Loan

    7 August 2016

    When you unexpectedly need money and your credit is less than stellar, one way to get what you need will often be an installment loan. However, this type of financial transaction can vary tremendously from one lender to the next, so it is a good idea to be an informed consumer. By asking the questions listed below, you can be sure you have chosen the most appropriate loan and lender for your needs.